SNAP Eligibility in Vermont
The Supplemental Nutrition Assistance Program (SNAP) in Vermont — known as 3SquaresVT — provides monthly EBT food benefits to low-income households. Eligibility is based on gross and net income, household size, assets, residency, and work requirements.
Vermont uses Broad-Based Categorical Eligibility (BBCE), which raises the gross income limit from the federal minimum of 130% FPL to 185% FPL. This means more households qualify than in standard-eligibility states. Asset tests may also be eliminated or relaxed.
What counts as income? SNAP counts cash income from all sources including earned income (before payroll taxes) and unearned income such as Social Security, unemployment insurance, and child support.
2026 SNAP Income Limits — Vermont
Gross income limit — 185% FPL
Most Vermont households must have gross monthly income at or below 185% FPL. Vermont uses BBCE to raise the gross income limit above the federal minimum of 130% FPL. Elderly (60+) or disabled households that exceed the gross income limit may still qualify by meeting the net income and asset tests.
| Household size | 185% FPL — monthly | Annual equivalent |
|---|---|---|
| 1 person | $2,461/mo | $29,532/yr |
| 2 people | $3,336/mo | $40,032/yr |
| 3 people | $4,212/mo | $50,544/yr |
| 4 people | $5,088/mo | $61,056/yr |
| 5 people | $5,963/mo | $71,556/yr |
| 6 people | $6,839/mo | $82,068/yr |
| 7 people | $7,715/mo | $92,580/yr |
| 8 people | $8,590/mo | $103,080/yr |
| Each additional | +$875/mo | +$10,500/yr |
Net income limit — 100% FPL
After allowable deductions are subtracted, net income must be at or below 100% FPL. Elderly and disabled households that don't pass the gross income test must meet both the net income and asset tests.
| Household size | 100% FPL — monthly | Annual equivalent |
|---|---|---|
| 1 person | $1,330/mo | $15,960/yr |
| 2 people | $1,803/mo | $21,636/yr |
| 3 people | $2,277/mo | $27,324/yr |
| 4 people | $2,750/mo | $33,000/yr |
| 5 people | $3,223/mo | $38,676/yr |
| 6 people | $3,697/mo | $44,364/yr |
| 7 people | $4,170/mo | $50,040/yr |
| 8 people | $4,643/mo | $55,716/yr |
| Each additional | +$473/mo | +$5,676/yr |
Asset Limits in Vermont
Countable resources include checking and savings accounts, stocks, bonds, and income-producing property. Items generally not counted include your primary home, personal property, most vehicles, and retirement savings accounts.
2026 Maximum Monthly SNAP Benefits
These allotments apply to the 48 contiguous states and Washington D.C. Alaska, Hawaii, Guam, and the U.S. Virgin Islands have different allotments.
| Household size | Max monthly benefit | Annual equivalent |
|---|---|---|
| 1 person | $292/month | $3,504/year |
| 2 people | $536/month | $6,432/year |
| 3 people | $768/month | $9,216/year |
| 4 people | $975/month | $11,700/year |
| 5 people | $1,158/month | $13,896/year |
| 6 people | $1,390/month | $16,680/year |
| 7 people | $1,536/month | $18,432/year |
| 8 people | $1,756/month | $21,072/year |
| Each additional person | +$/month | +$0/year |
Source: USDA Food and Nutrition Service. Effective October 1, 2025 through September 30, 2026.
Allowable Deductions
These deductions are subtracted from gross income to arrive at net income for the net income test:
Use the SNAP benefit estimator to calculate your estimated monthly benefit after deductions.
Household Definition
A SNAP household consists of individuals who live together and purchase and prepare meals together. Key rules:
- Spouses and most children under age 22 must be in the same SNAP household even if they prepare meals separately
- Individuals ineligible due to citizenship status may be excluded from the household count
- A person age 60+ who cannot prepare meals separately due to a permanent disability may form a separate household with their spouse if other household members have income below 165% FPL
Work Requirements
General work requirements
Most SNAP recipients age 16–59 who are able to work must register for work, accept suitable employment if offered, and not voluntarily quit a job without good cause.
ABAWD work requirements (time-limited)
Able-bodied adults without dependents (ABAWDs) between ages 18 and 64 are limited to 3 months of SNAP benefits in any 36-month period unless they:
- Work or volunteer at least 80 hours per month (20 hours/week), or
- Participate in an approved work or job training program for at least 80 hours per month
Exemptions from ABAWD time limits
The following individuals are exempt from the ABAWD work requirement and time limit:
- Medically certified as physically or mentally unfit for work
- Pregnant
- Responsible for the care of a dependent child under age 14 in the household
- Responsible for the care of an incapacitated adult
- American Indian or Alaska Native (in some circumstances)
- Age 24 or younger and were in foster care on their 18th birthday
Note: Prior to November 2025, exemptions also applied to veterans, people experiencing homelessness, former foster youth under 25, and adults caring for children under 18. These exemptions were eliminated by the 2025 federal law. Always verify current rules with your state SNAP agency.
How to Apply for SNAP in Vermont
3SquaresVT — Apply online
Most applicants qualify for a decision within 30 days. If your household has very low income or resources, you may qualify for expedited benefits within 7 days.
Apply at vermontaptapp.vt.gov →- In person: Visit your local SNAP or Department of Social Services office
- By phone or mail: Contact your local office via the USDA SNAP State Directory
Using your EBT card
Once approved you will receive an EBT card by mail. Activate it and use it like a debit card at most grocery stores. Your receipt will show your remaining balance.
- Groceries, bread, cereals
- Fruits and vegetables
- Meat, fish, poultry, dairy
- Seeds and plants to grow food
- Snack foods and non-alcoholic beverages
- Alcohol or tobacco
- Hot food or ready-to-eat meals
- Vitamins, medicines, supplements
- Pet food, cleaning supplies
- Non-food household items
Perks for SNAP recipients
- Amazon Prime discount: Active EBT cardholders can get Amazon Prime at a discount
- Museums for All: Discounted admission at hundreds of participating museums and zoos with your EBT card
- Free school meals: Children in SNAP households automatically qualify for free school breakfast and lunch in most states
- Online grocery shopping: Use your EBT card online at Amazon, Walmart, Target, Aldi, and other participating retailers