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SNAP Income Limits 2026

To qualify for SNAP food stamps, your household must meet both a gross income limit (130% FPL) and a net income limit (100% FPL). Many states have expanded limits up to 200% FPL.

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SNAP Gross Income Limits 2026

The gross income limit is 130% of the Federal Poverty Level. This applies to most households before any deductions. Gross income includes all money coming into the household before taxes or deductions.

Household size Monthly gross limit (130% FPL) Annual gross limit Weekly gross limit
1 person $1,729/mo $20,748/yr $399/wk
2 people $2,344/mo $28,128/yr $541/wk
3 people $2,960/mo $35,520/yr $683/wk
4 people $3,575/mo $42,900/yr $825/wk
5 people $4,190/mo $50,280/yr $967/wk
6 people $4,806/mo $57,672/yr $1,109/wk
7 people $5,421/mo $65,052/yr $1,251/wk
8 people $6,036/mo $72,432/yr $1,393/wk
Each additional person +$615/mo +$7,380/yr +$142/wk
Who is exempt from the gross income test? Households where all members receive SSI, TANF, or certain other public assistance are categorically eligible and may be exempt. Elderly (60+) or disabled households only need to meet the net income test.

SNAP Net Income Limits 2026

The net income limit is 100% of the Federal Poverty Level. Net income is calculated after applying allowable deductions including the standard deduction, earned income deduction, dependent care, medical expenses, and shelter costs.

Household size Monthly net limit (100% FPL) Annual net limit Standard deduction
1 person $1,330/mo $15,960/yr -$209/mo
2 people $1,803/mo $21,636/yr -$209/mo
3 people $2,277/mo $27,324/yr -$209/mo
4 people $2,750/mo $33,000/yr -$223/mo
5 people $3,223/mo $38,676/yr -$261/mo
6 people $3,697/mo $44,364/yr -$299/mo
7 people $4,170/mo $50,040/yr -$299/mo
8 people $4,643/mo $55,716/yr -$299/mo
Each additional person +$473/mo +$5,676/yr

SNAP Income Limits by State 2026

Many states have expanded their gross income limits above 130% FPL through Broad-Based Categorical Eligibility (BBCE). The net income limit remains 100% FPL in all states.

State Gross limit Monthly (4-person) Net limit Assets
Alabama 130% FPL $3,575/mo 100% FPL None (BBCE - brochure).
Alaska 200% FPL $5,500/mo 100% FPL None (BBCE).
Arizona 185% FPL $5,088/mo 100% FPL None (BBCE).
Arkansas 130% FPL $3,575/mo 100% FPL $5,500 (12-month limit, BBCE).
California 200% FPL $5,500/mo 100% FPL None (BBCE).
Colorado 200% FPL $5,500/mo 100% FPL None (BBCE).
Connecticut 200% FPL $5,500/mo 100% FPL None (BBCE).
Delaware 200% FPL $5,500/mo 100% FPL None (BBCE).
District of Columbia 200% FPL $5,500/mo 100% FPL None (BBCE).
Florida 200% FPL $5,500/mo 100% FPL None (BBCE).
Georgia 130% FPL $3,575/mo 100% FPL None (BBCE - brochure).
Hawaii 200% FPL $5,500/mo 100% FPL None (BBCE).
Idaho 130% FPL $3,575/mo 100% FPL $5,000.
Illinois 165% FPL $4,538/mo 100% FPL None (BBCE).
Indiana 130% FPL $3,575/mo 100% FPL $5,000.
Iowa 160% FPL $4,400/mo 100% FPL None (BBCE).
Kansas 130% FPL $3,575/mo 100% FPL $2,750 (general). $4,250 for elderly/disabled.
Kentucky 200% FPL $5,500/mo 100% FPL None (BBCE).
Louisiana 200% FPL $5,500/mo 100% FPL None (BBCE).
Maine 200% FPL $5,500/mo 100% FPL None (BBCE).
Maryland 200% FPL $5,500/mo 100% FPL None (BBCE).
Massachusetts 200% FPL $5,500/mo 100% FPL None (BBCE).
Michigan 200% FPL $5,500/mo 100% FPL None (BBCE).
Minnesota 200% FPL $5,500/mo 100% FPL None (BBCE).
Mississippi 130% FPL $3,575/mo 100% FPL $2,750 (general). $4,250 for elderly/disabled.
Missouri 130% FPL $3,575/mo 100% FPL $2,750 (general). $4,250 for elderly/disabled.
Montana 200% FPL $5,500/mo 100% FPL None (BBCE).
Nebraska 165% FPL $4,538/mo 100% FPL $25,000 liquid assets (BBCE).
Nevada 200% FPL $5,500/mo 100% FPL None (BBCE).
New Hampshire 200% FPL $5,500/mo 100% FPL None (BBCE).
New Jersey 185% FPL $5,088/mo 100% FPL None (BBCE).
New Mexico 200% FPL $5,500/mo 100% FPL None (BBCE).
New York 200% FPL $5,500/mo 100% FPL None (BBCE).
North Carolina 200% FPL $5,500/mo 100% FPL None (BBCE).
North Dakota 200% FPL $5,500/mo 100% FPL None (BBCE).
Ohio 130% FPL $3,575/mo 100% FPL None (BBCE - Ohio Benefit Bank).
Oklahoma 130% FPL $3,575/mo 100% FPL None (BBCE - 2-1-1 referral).
Oregon 200% FPL $5,500/mo 100% FPL None (BBCE).
Pennsylvania 200% FPL $5,500/mo 100% FPL None (BBCE).
Rhode Island 185% FPL $5,088/mo 100% FPL None (BBCE).
South Carolina 130% FPL $3,575/mo 100% FPL None (BBCE - pamphlet).
South Dakota 130% FPL $3,575/mo 100% FPL $2,750 (general). $4,250 for elderly/disabled.
Tennessee 130% FPL $3,575/mo 100% FPL $2,750 (general). $4,250 for elderly/disabled.
Texas 165% FPL $4,538/mo 100% FPL $5,000 (excl. 1 vehicle up to $22,000).
Utah 130% FPL $3,575/mo 100% FPL $2,750 (general). $4,250 for elderly/disabled.
Vermont 185% FPL $5,088/mo 100% FPL None (BBCE).
Virginia 200% FPL $5,500/mo 100% FPL None (BBCE).
Washington 200% FPL $5,500/mo 100% FPL None (BBCE).
West Virginia 200% FPL $5,500/mo 100% FPL None (BBCE).
Wisconsin 200% FPL $5,500/mo 100% FPL None (BBCE).
Wyoming 130% FPL $3,575/mo 100% FPL $2,750 (general). $4,250 for elderly/disabled.

SNAP Deductions 2026

SNAP uses allowable deductions to calculate your net income. These deductions can significantly reduce your countable income and help you qualify even if your gross income is above the limit.

Standard deduction

$209–$299/month depending on household size. Applied to all households automatically.

Earned income deduction

20% of earned income (wages, self-employment) is deducted. Encourages work.

Dependent care deduction

Actual costs paid for childcare or care of a disabled household member while working or in training.

Medical expense deduction

For elderly (60+) or disabled members only. Medical costs over $35/month are deductible.

Excess shelter deduction

Housing costs that exceed 50% of net income after other deductions. Capped at $744/month for most households.

Homeless shelter deduction

$198.99/month flat deduction for households without a fixed address.

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Frequently Asked Questions

What is the SNAP income limit for a family of 4 in 2026?

For a family of 4 in the 48 contiguous states, the gross income limit is $3,575/month (130% FPL) and the net income limit is $2,750/month (100% FPL). Many states have expanded limits — check the state table above.

What counts as income for SNAP?

SNAP counts wages, salaries, self-employment, Social Security, unemployment, child support, alimony, and rental income. It does not count tax refunds, loans, educational assistance, or most vendor payments.

What is the difference between gross and net income for SNAP?

Gross income is total household income before deductions. Net income is what remains after SNAP's allowable deductions. Most households must meet both the 130% FPL gross limit and the 100% FPL net limit.

Can I get SNAP if I am over the income limit?

Possibly — if your state has expanded limits through BBCE (many states allow up to 200% FPL), or if deductions bring your net income below 100% FPL. Elderly (60+) or disabled households are exempt from the gross income test entirely.

Do SNAP income limits change every year?

Yes. SNAP income limits are updated each October 1 when USDA publishes new cost-of-living adjustments. The limits shown here are effective October 1, 2025 – September 30, 2026.

What is BBCE and how does it affect SNAP income limits?

Broad-Based Categorical Eligibility (BBCE) allows states to expand SNAP income limits above the federal 130% FPL standard — up to 200% FPL in many states. Over 40 states have adopted BBCE.

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