Colorado CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$3,905/mo
142% FPL
Child Health Plan Plus limit
$7,288/mo
265% FPL
Colorado covers children through Medicaid at income levels up to 265% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (142% FPL) | Child Health Plan Plus limit (265% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $1,889/mo | $3,525/mo | $42,300/yr |
| 2 people | $2,561/mo | $4,779/mo | $57,348/yr |
| 3 people | $3,233/mo | $6,033/mo | $72,396/yr |
| 4 people | $3,905/mo | $7,288/mo | $87,456/yr |
| 5 people | $4,577/mo | $8,542/mo | $102,504/yr |
| 6 people | $5,249/mo | $9,796/mo | $117,552/yr |
| 7 people | $5,921/mo | $11,051/mo | $132,612/yr |
| 8 people | $6,594/mo | $12,305/mo | $147,660/yr |
| Each additional person | +$672/mo | +$1,254/mo | +$15,052/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Colorado's Medicaid agency.
Quick Colorado CHIP Eligibility Check
How to Apply for Child Health Plan Plus in Colorado
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Colorado
Contact Colorado's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for Child Health Plan Plus any time of year. Apply as soon as your child loses other coverage or your income changes.