West Virginia MSP Income Limits 2026
These are the federal minimum income limits. West Virginia may use higher income limits or have eliminated asset tests. Always apply and let your state Medicaid agency make the official determination.
| Program | Single income limit | Couple income limit | Single assets | Couple assets | What it covers |
|---|---|---|---|---|---|
| QMB | $1,350/mo | $1,824/mo | $9,660 | $14,470 | Part A & B premiums, deductibles, copays, coinsurance |
| SLMB | $1,616/mo | $2,184/mo | $9,660 | $14,470 | Part B premium only |
| QI | $1,816/mo | $2,455/mo | $9,950 | $14,910 | Part B premium only (first-come, first-served) |
| QDWI | $1,997/mo | $2,694/mo | $4,000 | $6,000 | Part A premium only (disabled workers under 65) |
MSP Programs Available in West Virginia
Covers Part A and Part B premiums, deductibles, and all copayments. Providers are legally prohibited from billing QMB members for Medicare cost-sharing. Income limit: $1,350/mo single, $1,824/mo couple.
Covers Medicare Part B premium ($185.00/month in 2026), saving you $2,220.00/year. Income limit: $1,616/mo single, $2,184/mo couple.
Covers Medicare Part B premium. Available to people with slightly higher incomes than SLMB. Must reapply every year. Income limit: $1,816/mo single, $2,455/mo couple.
How to Apply for Medicare Savings Programs in West Virginia
MSPs are run by your state Medicaid agency. Call 1-800-MEDICARE (1-800-633-4227) or visit the Medicaid website to apply.
Apply in West Virginia →Medicare card, proof of income (Social Security award letter, pay stubs), bank statements for assets, and proof of residency.
Your State Health Insurance Assistance Program (SHIP) offers free, unbiased help with MSP applications. Call 1-800-MEDICARE to find your West Virginia SHIP counselor.