FPL Year-Over-Year Changes — 1 Person & Family of 4
The FPL increases each year to keep pace with inflation using the Consumer Price Index (CPI-U). The table below shows annual amounts and year-over-year percentage changes.
| Year | 1 person (annual) | Change | Family of 4 (annual) | Change | Per-person increment |
|---|---|---|---|---|---|
| 2026 ✓ | $15,960 | +2% | $33,000 | +2.6% | +$5,680 |
| 2025 | $15,650 | +3.9% | $32,150 | +3% | +$5,500 |
| 2024 | $15,060 | +3.3% | $31,200 | +4% | +$5,380 |
| 2023 | $14,580 | +7.3% | $30,000 | +8.1% | +$5,140 |
| 2022 | $13,590 | +5.5% | $27,750 | +4.7% | +$4,720 |
| 2021 | $12,880 | +0.9% | $26,500 | +1.1% | +$4,540 |
| 2020 | $12,760 | +2.2% | $26,200 | +1.7% | +$4,480 |
| 2019 | $12,490 | — | $25,750 | — | +$4,420 |
Source: HHS Annual Poverty Guidelines published in the Federal Register. 48 contiguous states and DC.
FPL by Year — All Household Sizes (Annual)
Annual income amounts at 100% FPL for all household sizes, 48 contiguous states and DC.
2026 Federal Poverty Level (current)
| Household size | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people | Each add'l |
|---|---|---|---|---|---|---|---|---|---|
| Annual (100% FPL) | $15,960 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 | $50,040 | $55,720 | +$5,680 |
2025 Federal Poverty Level
| Household size | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people | Each add'l |
|---|---|---|---|---|---|---|---|---|---|
| Annual (100% FPL) | $15,650 | $21,150 | $26,650 | $32,150 | $37,650 | $43,150 | $48,650 | $54,150 | +$5,500 |
2024 Federal Poverty Level
| Household size | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people | Each add'l |
|---|---|---|---|---|---|---|---|---|---|
| Annual (100% FPL) | $15,060 | $20,440 | $25,820 | $31,200 | $36,580 | $41,960 | $47,340 | $52,720 | +$5,380 |
2023 Federal Poverty Level
| Household size | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people | Each add'l |
|---|---|---|---|---|---|---|---|---|---|
| Annual (100% FPL) | $14,580 | $19,720 | $24,860 | $30,000 | $35,140 | $40,280 | $45,420 | $50,560 | +$5,140 |
2022 Federal Poverty Level
| Household size | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people | Each add'l |
|---|---|---|---|---|---|---|---|---|---|
| Annual (100% FPL) | $13,590 | $18,310 | $23,030 | $27,750 | $32,470 | $37,190 | $41,910 | $46,630 | +$4,720 |
2021 Federal Poverty Level
| Household size | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people | Each add'l |
|---|---|---|---|---|---|---|---|---|---|
| Annual (100% FPL) | $12,880 | $17,420 | $21,960 | $26,500 | $31,040 | $35,580 | $40,120 | $44,660 | +$4,540 |
2020 Federal Poverty Level
| Household size | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people | Each add'l |
|---|---|---|---|---|---|---|---|---|---|
| Annual (100% FPL) | $12,760 | $17,240 | $21,720 | $26,200 | $30,680 | $35,160 | $39,640 | $44,120 | +$4,480 |
2019 Federal Poverty Level
| Household size | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people | Each add'l |
|---|---|---|---|---|---|---|---|---|---|
| Annual (100% FPL) | $12,490 | $16,910 | $21,330 | $25,750 | $30,170 | $34,590 | $39,010 | $43,430 | +$4,420 |
FPL by Year — Monthly Amounts
Monthly income amounts (annual ÷ 12, rounded) for the 48 contiguous states and DC.
| Year | 1 person/mo | 2 people/mo | 3 people/mo | 4 people/mo | 5 people/mo | 6 people/mo |
|---|---|---|---|---|---|---|
| 2026 | $1,330 | $1,803 | $2,277 | $2,750 | $3,223 | $3,697 |
| 2025 | $1,304 | $1,763 | $2,221 | $2,679 | $3,138 | $3,596 |
| 2024 | $1,255 | $1,703 | $2,152 | $2,600 | $3,048 | $3,497 |
| 2023 | $1,215 | $1,643 | $2,072 | $2,500 | $2,928 | $3,357 |
| 2022 | $1,133 | $1,526 | $1,919 | $2,313 | $2,706 | $3,099 |
| 2021 | $1,073 | $1,452 | $1,830 | $2,208 | $2,587 | $2,965 |
| 2020 | $1,063 | $1,437 | $1,810 | $2,183 | $2,557 | $2,930 |
| 2019 | $1,041 | $1,409 | $1,778 | $2,146 | $2,514 | $2,883 |
2026 FPL — Alaska & Hawaii
HHS publishes separate, higher poverty guidelines for Alaska and Hawaii due to their higher costs of living. The table below shows 2026 annual amounts.
Alaska 2026
| Size | Annual | Monthly |
|---|---|---|
| 1 | $19,950 | $1,663 |
| 2 | $27,050 | $2,254 |
| 3 | $34,150 | $2,846 |
| 4 | $41,250 | $3,438 |
| 5 | $48,350 | $4,029 |
| 6 | $55,450 | $4,621 |
| 7 | $62,550 | $5,213 |
| 8 | $69,650 | $5,804 |
| Add'l | +$7,100 | +$592 |
Hawaii 2026
| Size | Annual | Monthly |
|---|---|---|
| 1 | $18,360 | $1,530 |
| 2 | $24,890 | $2,074 |
| 3 | $31,420 | $2,618 |
| 4 | $37,950 | $3,163 |
| 5 | $44,480 | $3,707 |
| 6 | $51,010 | $4,251 |
| 7 | $57,540 | $4,795 |
| 8 | $64,070 | $5,339 |
| Add'l | +$6,530 | +$544 |
Enter your income and household size to find out what percentage of the federal poverty level you are at and which programs you may qualify for.
Frequently Asked Questions
How often is the federal poverty level updated?
HHS updates the poverty guidelines every January, typically in the second or third week of the month. The new guidelines are published in the Federal Register and take effect immediately. Most assistance programs adopt the new guidelines as soon as they are published, though some programs like SNAP update on October 1 at the start of the federal fiscal year.
How is the FPL increase calculated each year?
The annual FPL increase is based on the percentage change in the Consumer Price Index for All Urban Consumers (CPI-U) for the 12-month period ending in August or September of the prior year. This means higher inflation years produce larger FPL increases — as seen in 2022 and 2023.
Why are the Alaska and Hawaii FPL amounts higher?
Congress established separate, higher poverty guidelines for Alaska and Hawaii in recognition of their significantly higher costs of living — particularly for housing, food, and transportation. Alaska's guidelines are approximately 25% higher than the contiguous states, and Hawaii's are approximately 15% higher.
Does a higher FPL mean more people qualify for benefits?
Generally yes. Since most assistance programs set eligibility at a percentage of the FPL (e.g., SNAP at 130%, Medicaid at 138%), a higher FPL means the dollar income limits rise — making more households eligible. However, some programs cap their eligibility thresholds and don't automatically update with new guidelines.
Which year's FPL do programs use?
It varies by program. Most programs (Medicaid, CHIP, ACA subsidies) use the current year's guidelines published in January. SNAP uses FPL guidelines published in October as part of the federal fiscal year update. Some programs may lag by one year. Always check with the specific program for their current eligibility thresholds.
Where can I find the official poverty guidelines?
The official poverty guidelines are published by the U.S. Department of Health and Human Services (HHS) Office of the Assistant Secretary for Planning and Evaluation (ASPE) at aspe.hhs.gov and in the Federal Register each January.