West Virginia CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$3,658/mo
133% FPL
CHIP West Virginia limit
$8,250/mo
300% FPL
West Virginia covers children through Medicaid at income levels up to 300% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (133% FPL) | CHIP West Virginia limit (300% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $1,769/mo | $3,990/mo | $47,880/yr |
| 2 people | $2,398/mo | $5,410/mo | $64,920/yr |
| 3 people | $3,028/mo | $6,830/mo | $81,960/yr |
| 4 people | $3,658/mo | $8,250/mo | $99,000/yr |
| 5 people | $4,287/mo | $9,670/mo | $116,040/yr |
| 6 people | $4,917/mo | $11,090/mo | $133,080/yr |
| 7 people | $5,546/mo | $12,510/mo | $150,120/yr |
| 8 people | $6,176/mo | $13,930/mo | $167,160/yr |
| Each additional person | +$630/mo | +$1,420/mo | +$17,040/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with West Virginia's Medicaid agency.
Quick West Virginia CHIP Eligibility Check
How to Apply for CHIP West Virginia in West Virginia
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through West Virginia
Contact West Virginia's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for CHIP West Virginia any time of year. Apply as soon as your child loses other coverage or your income changes.