Washington CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$5,913/mo
215% FPL
Apple Health limit
$8,718/mo
317% FPL
Washington covers children through Medicaid at income levels up to 317% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (215% FPL) | Apple Health limit (317% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $2,860/mo | $4,216/mo | $50,592/yr |
| 2 people | $3,877/mo | $5,717/mo | $68,604/yr |
| 3 people | $4,895/mo | $7,217/mo | $86,604/yr |
| 4 people | $5,913/mo | $8,718/mo | $104,616/yr |
| 5 people | $6,930/mo | $10,218/mo | $122,616/yr |
| 6 people | $7,948/mo | $11,718/mo | $140,616/yr |
| 7 people | $8,966/mo | $13,219/mo | $158,628/yr |
| 8 people | $9,983/mo | $14,719/mo | $176,628/yr |
| Each additional person | +$1,018/mo | +$1,500/mo | +$18,006/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Washington's Medicaid agency.
Quick Washington CHIP Eligibility Check
How to Apply for Apple Health in Washington
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Washington
Contact Washington's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for Apple Health any time of year. Apply as soon as your child loses other coverage or your income changes.