South Dakota CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$5,748/mo
209% FPL
CHIP South Dakota limit
$5,748/mo
209% FPL
South Dakota covers children through Medicaid at income levels up to 209% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (209% FPL) | CHIP South Dakota limit (209% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $2,780/mo | $2,780/mo | $33,360/yr |
| 2 people | $3,769/mo | $3,769/mo | $45,228/yr |
| 3 people | $4,758/mo | $4,758/mo | $57,096/yr |
| 4 people | $5,748/mo | $5,748/mo | $68,976/yr |
| 5 people | $6,737/mo | $6,737/mo | $80,844/yr |
| 6 people | $7,726/mo | $7,726/mo | $92,712/yr |
| 7 people | $8,715/mo | $8,715/mo | $104,580/yr |
| 8 people | $9,705/mo | $9,705/mo | $116,460/yr |
| Each additional person | +$989/mo | +$989/mo | +$11,871/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with South Dakota's Medicaid agency.
Quick South Dakota CHIP Eligibility Check
How to Apply for CHIP South Dakota in South Dakota
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through South Dakota
Contact South Dakota's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for CHIP South Dakota any time of year. Apply as soon as your child loses other coverage or your income changes.