Pennsylvania CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$3,658/mo
133% FPL
CHIP Pennsylvania limit
$8,773/mo
319% FPL
Pennsylvania covers children through Medicaid at income levels up to 319% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (133% FPL) | CHIP Pennsylvania limit (319% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $1,769/mo | $4,243/mo | $50,916/yr |
| 2 people | $2,398/mo | $5,753/mo | $69,036/yr |
| 3 people | $3,028/mo | $7,263/mo | $87,156/yr |
| 4 people | $3,658/mo | $8,773/mo | $105,276/yr |
| 5 people | $4,287/mo | $10,282/mo | $123,384/yr |
| 6 people | $4,917/mo | $11,792/mo | $141,504/yr |
| 7 people | $5,546/mo | $13,302/mo | $159,624/yr |
| 8 people | $6,176/mo | $14,812/mo | $177,744/yr |
| Each additional person | +$630/mo | +$1,510/mo | +$18,119/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Pennsylvania's Medicaid agency.
Quick Pennsylvania CHIP Eligibility Check
How to Apply for CHIP Pennsylvania in Pennsylvania
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Pennsylvania
Contact Pennsylvania's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for CHIP Pennsylvania any time of year. Apply as soon as your child loses other coverage or your income changes.