Oklahoma CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$5,775/mo
210% FPL
SoonerCare limit
$5,775/mo
210% FPL
Oklahoma covers children through Medicaid at income levels up to 210% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (210% FPL) | SoonerCare limit (210% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $2,793/mo | $2,793/mo | $33,516/yr |
| 2 people | $3,787/mo | $3,787/mo | $45,444/yr |
| 3 people | $4,781/mo | $4,781/mo | $57,372/yr |
| 4 people | $5,775/mo | $5,775/mo | $69,300/yr |
| 5 people | $6,769/mo | $6,769/mo | $81,228/yr |
| 6 people | $7,763/mo | $7,763/mo | $93,156/yr |
| 7 people | $8,757/mo | $8,757/mo | $105,084/yr |
| 8 people | $9,751/mo | $9,751/mo | $117,012/yr |
| Each additional person | +$994/mo | +$994/mo | +$11,928/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Oklahoma's Medicaid agency.
Quick Oklahoma CHIP Eligibility Check
How to Apply for SoonerCare in Oklahoma
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Oklahoma
Contact Oklahoma's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for SoonerCare any time of year. Apply as soon as your child loses other coverage or your income changes.