Ohio CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$5,803/mo
211% FPL
Healthy Start limit
$5,803/mo
211% FPL
Ohio covers children through Medicaid at income levels up to 211% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (211% FPL) | Healthy Start limit (211% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $2,806/mo | $2,806/mo | $33,672/yr |
| 2 people | $3,805/mo | $3,805/mo | $45,660/yr |
| 3 people | $4,804/mo | $4,804/mo | $57,648/yr |
| 4 people | $5,803/mo | $5,803/mo | $69,636/yr |
| 5 people | $6,801/mo | $6,801/mo | $81,612/yr |
| 6 people | $7,800/mo | $7,800/mo | $93,600/yr |
| 7 people | $8,799/mo | $8,799/mo | $105,588/yr |
| 8 people | $9,797/mo | $9,797/mo | $117,564/yr |
| Each additional person | +$999/mo | +$999/mo | +$11,985/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Ohio's Medicaid agency.
Quick Ohio CHIP Eligibility Check
How to Apply for Healthy Start in Ohio
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Ohio
Contact Ohio's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for Healthy Start any time of year. Apply as soon as your child loses other coverage or your income changes.