Missouri CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$4,208/mo
153% FPL
MO HealthNet for Kids limit
$8,250/mo
300% FPL
Missouri covers children through Medicaid at income levels up to 300% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (153% FPL) | MO HealthNet for Kids limit (300% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $2,035/mo | $3,990/mo | $47,880/yr |
| 2 people | $2,759/mo | $5,410/mo | $64,920/yr |
| 3 people | $3,483/mo | $6,830/mo | $81,960/yr |
| 4 people | $4,208/mo | $8,250/mo | $99,000/yr |
| 5 people | $4,932/mo | $9,670/mo | $116,040/yr |
| 6 people | $5,656/mo | $11,090/mo | $133,080/yr |
| 7 people | $6,380/mo | $12,510/mo | $150,120/yr |
| 8 people | $7,104/mo | $13,930/mo | $167,160/yr |
| Each additional person | +$724/mo | +$1,420/mo | +$17,040/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Missouri's Medicaid agency.
Quick Missouri CHIP Eligibility Check
How to Apply for MO HealthNet for Kids in Missouri
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Missouri
Contact Missouri's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for MO HealthNet for Kids any time of year. Apply as soon as your child loses other coverage or your income changes.