Maryland CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$8,855/mo
322% FPL
Maryland CHIP limit
$8,855/mo
322% FPL
Maryland covers children through Medicaid at income levels up to 322% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (322% FPL) | Maryland CHIP limit (322% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $4,283/mo | $4,283/mo | $51,396/yr |
| 2 people | $5,807/mo | $5,807/mo | $69,684/yr |
| 3 people | $7,331/mo | $7,331/mo | $87,972/yr |
| 4 people | $8,855/mo | $8,855/mo | $106,260/yr |
| 5 people | $10,379/mo | $10,379/mo | $124,548/yr |
| 6 people | $11,903/mo | $11,903/mo | $142,836/yr |
| 7 people | $13,427/mo | $13,427/mo | $161,124/yr |
| 8 people | $14,952/mo | $14,952/mo | $179,424/yr |
| Each additional person | +$1,524/mo | +$1,524/mo | +$18,290/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Maryland's Medicaid agency.
Quick Maryland CHIP Eligibility Check
How to Apply for Maryland CHIP in Maryland
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Maryland
Contact Maryland's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for Maryland CHIP any time of year. Apply as soon as your child loses other coverage or your income changes.