Maine CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$4,455/mo
162% FPL
MaineCare limit
$8,388/mo
305% FPL
Maine covers children through Medicaid at income levels up to 305% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (162% FPL) | MaineCare limit (305% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $2,155/mo | $4,057/mo | $48,684/yr |
| 2 people | $2,921/mo | $5,500/mo | $66,000/yr |
| 3 people | $3,688/mo | $6,944/mo | $83,328/yr |
| 4 people | $4,455/mo | $8,388/mo | $100,656/yr |
| 5 people | $5,222/mo | $9,831/mo | $117,972/yr |
| 6 people | $5,989/mo | $11,275/mo | $135,300/yr |
| 7 people | $6,755/mo | $12,719/mo | $152,628/yr |
| 8 people | $7,522/mo | $14,162/mo | $169,944/yr |
| Each additional person | +$767/mo | +$1,444/mo | +$17,324/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Maine's Medicaid agency.
Quick Maine CHIP Eligibility Check
How to Apply for MaineCare in Maine
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Maine
Contact Maine's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for MaineCare any time of year. Apply as soon as your child loses other coverage or your income changes.