Louisiana CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$5,968/mo
217% FPL
LaCHIP limit
$7,013/mo
255% FPL
Louisiana covers children through Medicaid at income levels up to 255% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (217% FPL) | LaCHIP limit (255% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $2,886/mo | $3,392/mo | $40,704/yr |
| 2 people | $3,913/mo | $4,599/mo | $55,188/yr |
| 3 people | $4,940/mo | $5,806/mo | $69,672/yr |
| 4 people | $5,968/mo | $7,013/mo | $84,156/yr |
| 5 people | $6,995/mo | $8,220/mo | $98,640/yr |
| 6 people | $8,022/mo | $9,427/mo | $113,124/yr |
| 7 people | $9,049/mo | $10,634/mo | $127,608/yr |
| 8 people | $10,076/mo | $11,841/mo | $142,092/yr |
| Each additional person | +$1,027/mo | +$1,207/mo | +$14,484/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Louisiana's Medicaid agency.
Quick Louisiana CHIP Eligibility Check
How to Apply for LaCHIP in Louisiana
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Louisiana
Contact Louisiana's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for LaCHIP any time of year. Apply as soon as your child loses other coverage or your income changes.