Indiana CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$4,345/mo
158% FPL
Hoosier Healthwise limit
$6,875/mo
250% FPL
Indiana covers children through Medicaid at income levels up to 250% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (158% FPL) | Hoosier Healthwise limit (250% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $2,101/mo | $3,325/mo | $39,900/yr |
| 2 people | $2,849/mo | $4,508/mo | $54,096/yr |
| 3 people | $3,597/mo | $5,692/mo | $68,304/yr |
| 4 people | $4,345/mo | $6,875/mo | $82,500/yr |
| 5 people | $5,093/mo | $8,058/mo | $96,696/yr |
| 6 people | $5,841/mo | $9,242/mo | $110,904/yr |
| 7 people | $6,589/mo | $10,425/mo | $125,100/yr |
| 8 people | $7,336/mo | $11,608/mo | $139,296/yr |
| Each additional person | +$748/mo | +$1,183/mo | +$14,200/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Indiana's Medicaid agency.
Quick Indiana CHIP Eligibility Check
How to Apply for Hoosier Healthwise in Indiana
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Indiana
Contact Indiana's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for Hoosier Healthwise any time of year. Apply as soon as your child loses other coverage or your income changes.