Illinois CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$4,043/mo
147% FPL
All Kids limit
$8,745/mo
318% FPL
Illinois covers children through Medicaid at income levels up to 318% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (147% FPL) | All Kids limit (318% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $1,955/mo | $4,229/mo | $50,748/yr |
| 2 people | $2,651/mo | $5,735/mo | $68,820/yr |
| 3 people | $3,347/mo | $7,240/mo | $86,880/yr |
| 4 people | $4,043/mo | $8,745/mo | $104,940/yr |
| 5 people | $4,738/mo | $10,250/mo | $123,000/yr |
| 6 people | $5,434/mo | $11,755/mo | $141,060/yr |
| 7 people | $6,130/mo | $13,261/mo | $159,132/yr |
| 8 people | $6,826/mo | $14,766/mo | $177,192/yr |
| Each additional person | +$696/mo | +$1,505/mo | +$18,062/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Illinois's Medicaid agency.
Quick Illinois CHIP Eligibility Check
How to Apply for All Kids in Illinois
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Illinois
Contact Illinois's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for All Kids any time of year. Apply as soon as your child loses other coverage or your income changes.