Idaho CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$3,795/mo
138% FPL
Idaho CHIP limit
$7,150/mo
260% FPL
Idaho covers children through Medicaid at income levels up to 260% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (138% FPL) | Idaho CHIP limit (260% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $1,835/mo | $3,458/mo | $41,496/yr |
| 2 people | $2,489/mo | $4,689/mo | $56,268/yr |
| 3 people | $3,142/mo | $5,919/mo | $71,028/yr |
| 4 people | $3,795/mo | $7,150/mo | $85,800/yr |
| 5 people | $4,448/mo | $8,381/mo | $100,572/yr |
| 6 people | $5,101/mo | $9,611/mo | $115,332/yr |
| 7 people | $5,755/mo | $10,842/mo | $130,104/yr |
| 8 people | $6,408/mo | $12,073/mo | $144,876/yr |
| Each additional person | +$653/mo | +$1,231/mo | +$14,768/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Idaho's Medicaid agency.
Quick Idaho CHIP Eligibility Check
How to Apply for Idaho CHIP in Idaho
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Idaho
Contact Idaho's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for Idaho CHIP any time of year. Apply as soon as your child loses other coverage or your income changes.