Alabama CHIP Income Limits by Household Size 2026
How much can a family of 4 earn and still qualify?
Medicaid limit
$4,015/mo
146% FPL
ALL Kids limit
$8,718/mo
317% FPL
Alabama covers children through Medicaid at income levels up to 317% FPL — there is no separate CHIP program. The application and coverage are the same.
| Household size | Medicaid limit (146% FPL) | ALL Kids limit (317% FPL) | Annual CHIP limit |
|---|---|---|---|
| 1 person | $1,942/mo | $4,216/mo | $50,592/yr |
| 2 people | $2,633/mo | $5,717/mo | $68,604/yr |
| 3 people | $3,324/mo | $7,217/mo | $86,604/yr |
| 4 people | $4,015/mo | $8,718/mo | $104,616/yr |
| 5 people | $4,706/mo | $10,218/mo | $122,616/yr |
| 6 people | $5,397/mo | $11,718/mo | $140,616/yr |
| 7 people | $6,088/mo | $13,219/mo | $158,628/yr |
| 8 people | $6,779/mo | $14,719/mo | $176,628/yr |
| Each additional person | +$691/mo | +$1,500/mo | +$18,006/yr |
Last updated: January 2026. Income limits based on 2026 HHS poverty guidelines for 48 contiguous states. MAGI-based income counting. Always verify with Alabama's Medicaid agency.
Quick Alabama CHIP Eligibility Check
How to Apply for ALL Kids in Alabama
Option 1
Apply at Healthcare.gov
Healthcare.gov lets you apply for Medicaid and CHIP together in one application.
Option 2
Apply through Alabama
Contact Alabama's Medicaid agency directly or visit InsureKidsNow.gov for your state's application portal.
No open enrollment: You can apply for ALL Kids any time of year. Apply as soon as your child loses other coverage or your income changes.